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One plan. Total home protection.

From the big “oh no” moments to everyday breakdowns — we help you stay ahead of it all.

See your quote in 2-3 minutes

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Insurance
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Warranty
Warranty
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Currently enrolling in Central Texas only

Star

Hippo Insurance rated 4.6 stars by thousands

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Dedicated Hippo+ advisors

Everything your home needs. All in one place.

Insurance, warranty coverage, and proactive care — working together to keep your home running smoothly.
Home insurance

Home insurance

Protection for major, unexpected events.

Proactive home care

Proactive home care

Seasonal services designed to help prevent costly repairs.

Warranty coverage

Warranty coverage

Repair or replacement for major systems and appliances.

Dedicated advisor

Dedicated advisor

One place to call for help with home issues.

Modern home with patio

Because things break. We help you handle it.

Real situations homeowners face — and how Hippo+ helps you move forward.
Air conditioning failure

Air conditioning failure

Texas summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
0
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We connect you with trusted pros so you’re not scrambling.

National average repair / replacement cost: $650-$1,500*
1
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
2
Water heater failure

Water heater failure

Cold showers. Emergency calls.We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
3
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
4
Air conditioning failure

Air conditioning failure

Texas summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
5
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We connect you with trusted pros so you’re not scrambling.

National average repair / replacement cost: $650-$1,500*
6
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
7
Water heater failure

Water heater failure

Cold showers. Emergency calls.We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
8
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
9
Air conditioning failure

Air conditioning failure

Texas summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
10
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We connect you with trusted pros so you’re not scrambling.

National average repair / replacement cost: $650-$1,500*
11
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
12
Water heater failure

Water heater failure

Cold showers. Emergency calls.We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
13
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
14

*Cost ranges are national averages based on actual project costs reported by unaffiliated third-party sources such as Angi and HomeAdvisor. Actual costs may vary based on your home, location, and specific repair needs.

Pick your plan. Protect your home your way.

Choose the level of protection that fits your home and how you live.
AdvisorAdvisor
Headset

Dedicated Hippo+ advisors

Star

180-day workmanship guarantee

Core

Core

Essential coverage for major events, everyday home issues, and seasonal care.
  • Comprehensive home insurance
  • Warranty coverage for major systems
  • Seasonal proactive home care
Most popular
Enhanced

Enhanced

Added protection for the systems and appliances you rely on most — ideal for most homes.
  • All features from 'Core' plan
  • Warranty coverage for major systems and appliances
  • Higher warranty limits
Elite

Elite

Our most comprehensive protection for maximum coverage and greatest peace of mind.
  • All features from 'Enhanced' plan
  • Warranty coverage for premium appliances
  • Highest warranty limits
  • Protection for outside lines

Real help from real people.

From quick questions to bigger issues, your dedicated advisor is just a call away.

Support beyond emergencies

Homeownership questions aren't always disasters. We're a quick call or chat away to advise & help.

Issue troubleshootingClaim supportEmergency guidance
Maintenance schedulingCoverage checkups
Issue troubleshootingClaim support
Emergency guidance
Maintenance scheduling
Coverage checkups

Dedicated home advisors

You know them, and they know you and your house, no more call center.

How can I help you?

Jamie

Jamie

...

One point of contact

Just one place to call, so you don't have to stress over finding the right provider.

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Schedule a call with your advisor right now.

Homeowners Trust Hippo

Hippo Plus is our latest innovation, built on the trusted foundation of Hippo, backed by 2.6k+ reviews and with an average 4.6-star rating from thousands of customers across the country.

Dorian

"We received excellent customer service from Hippo Insurance. And we are very pleased with our Homeowner Policy. We would highly recommended Hippo Insurance to our family and friends."

Lloyd

"The policy issuance was easy and smooth and quick. I like the Smart device for the potential water leak. It was easy to set up also."

Lorena

"Hippo insurance is very attentive. I have had other home insurances before but no one kept me more up-to-date with information like Hippo does. I appreciate them very much!"

Nelson

"Thus far I have been very pleased with my home insurance with Hippo. I find your focus on internet service to be a refreshing improvement over other providers. Keep up the good service!"

Dorian

"We received excellent customer service from Hippo Insurance. And we are very pleased with our Homeowner Policy. We would highly recommended Hippo Insurance to our family and friends."

Lloyd

"The policy issuance was easy and smooth and quick. I like the Smart device for the potential water leak. It was easy to set up also."

Lorena

"Hippo insurance is very attentive. I have had other home insurances before but no one kept me more up-to-date with information like Hippo does. I appreciate them very much!"

Nelson

"Thus far I have been very pleased with my home insurance with Hippo. I find your focus on internet service to be a refreshing improvement over other providers. Keep up the good service!"

Customer testimonials reflect personal opinions of individuals not affiliated with Hippo and may refer to products and services that are not described herein. Please click here for additional legal notices.

Any questions?

Ask away – we're here to help.

Hippo Plus brings together three essential parts of home protection:

  • Homeowners insurance
  • Warranty coverage for major systems and appliances
  • Seasonal proactive home careIt’s designed to help you protect against major unexpected events and stay ahead of everyday wear and tear.

Yes. We’ll help tailor your Hippo Plus plan based on your home and your preferences. You can adjust coverage, add extra services, and choose the protection level that works best for you.

Homeowners insurance helps protect against sudden, major events.

Hippo Plus builds on that by also including warranty coverage for major systems and appliances — like HVAC, plumbing, electrical, and kitchen appliances — plus seasonal proactive home care to help reduce bigger issues over time.

The best time is before something breaks. Hippo Plus helps you plan ahead—giving you insurance protection, repair support, and preventative services from day one.

Seasonal proactive home care includes scheduled services and guidance designed to help you maintain your home throughout the year.

The goal is simple: address small issues before they become bigger ones.

Pricing varies based on your home’s location, characteristics, and the coverage options you select.Start a quote to see pricing tailored to your home.

hippo+
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Privacy PolicyTerms and ConditionsLicensesCredit NoticeElectronic Transactions AgreementSecurity & Trust

2025 Hippo Holdings Inc.

This communication is intended only for residents of Texas. References to "Hippo" generally refer to Hippo Analytics Inc. d/b/a Hippo Insurance Services, a licensed insurance agency authorized to place insurance on behalf of licensed (admitted) and surplus lines insurance carriers in the state of Texas under TX Lic. No. 2213178 (TX Surplus Lines Agent Lic. No.2281091). Hippo is domiciled in Delaware with its principal place of business in California. "Hippo+" is a trademark of Hippo and or its affiliates. All rights reserved.

The homeowners insurance portion of Hippo+ is underwritten by Spinnaker Specialty Insurance Company (TDI No.13766311, NAIC No. 17045) and is placed through the excess & surplus (E&S) lines market. Spinnaker Specialty Insurance Company is not licensed by the Texas Department of Insurance, and its financial strength is not guaranteed by the Texas Property and Casualty Insurance Guaranty Association. Texas Insurance Code Chapter 225 requires payment of a 4.85% tax on gross premium for surplus lines policies. Coverage may differ from policies issued by licensed insurers in Texas. The home services portion of Hippo+ is underwritten by HomeSure of America, Inc.

Nothing on this site alters the terms or conditions of any insurance policy. Insurance coverage, insurance coverage amounts, and non-insurance coverage and amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer's underwriting criteria, and may not be available in all states. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. Please read your policy for a complete description of coverage. The descriptions herein are for informational purposes only and do not provide a complete description or summary of coverage. The terms, conditions, coverages and premiums are determined only by a specific policy, if issued, and may vary state to state. This information is not intended as an offer of insurance or a solicitation for the purchase of insurance. Where available, insurance products remain subject to an application process and applicable underwriting and policy requirements. Insurance products might not be available in all states/jurisdictions. Insurance products may only be available from surplus lines insurers. The non-insurance coverages are provided through HomeSure of America, Inc., an affiliate of HomeSure Services, Inc. Claims administration of the plans provided by HomeSure of America, Inc. is provided by Cinch Home Services, Inc. OR CCB#202158, and repair and replacement services at the property are provided by independent Service Professionals. All trademarks, service marks, brand names and logos not owned by Cinch Home Services, Inc. are the property of their respective owners.

hippo+
Privacy PolicyTerms and ConditionsLicensesCredit NoticeElectronic Transactions AgreementSecurity & Trust

© 2025 Hippo Holdings Inc.

This communication is intended only for residents of Texas. References to “Hippo” generally refer to Hippo Analytics Inc. d/b/a Hippo Insurance Services, a licensed insurance agency authorized to place insurance on behalf of licensed (admitted) and surplus lines insurance carriers in the state of Texas under TX Lic. No. 2213178 (TX Surplus Lines Agent Lic. No.2281091). Hippo is domiciled in Delaware with its principal place of business in California. “Hippo+” is a trademark of Hippo and or its affiliates. All rights reserved.

The homeowners insurance portion of Hippo+ is underwritten by Spinnaker Specialty Insurance Company (TDI No.13766311, NAIC No. 17045) and is placed through the excess & surplus (E&S) lines market. Spinnaker Specialty Insurance Company is not licensed by the Texas Department of Insurance, and its financial strength is not guaranteed by the Texas Property and Casualty Insurance Guaranty Association. Texas Insurance Code Chapter 225 requires payment of a 4.85% tax on gross premium for surplus lines policies. Coverage may differ from policies issued by licensed insurers in Texas. The home services portion of Hippo+ is underwritten by HomeSure of America, Inc.

Nothing on this site alters the terms or conditions of any insurance policy. Insurance coverage, insurance coverage amounts, and non-insurance coverage and amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer's underwriting criteria, and may not be available in all states. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. Please read your policy for a complete description of coverage. The descriptions herein are for informational purposes only and do not provide a complete description or summary of coverage. The terms, conditions, coverages and premiums are determined only by a specific policy, if issued, and may vary state to state. This information is not intended as an offer of insurance or a solicitation for the purchase of insurance. Where available, insurance products remain subject to an application process and applicable underwriting and policy requirements. Insurance products might not be available in all states/jurisdictions. Insurance products may only be available from surplus lines insurers. The non-insurance coverages are provided through HomeSure of America, Inc., an affiliate of HomeSure Services, Inc. Claims administration of the plans provided by HomeSure of America, Inc. is provided by Cinch Home Services, Inc. OR CCB#202158, and repair and replacement services at the property are provided by independent Service Professionals. All trademarks, service marks, brand names and logos not owned by Cinch Home Services, Inc. are the property of their respective owners.