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One plan. Total home protection.

From the big “oh no” moments to everyday breakdowns — we help you stay ahead of it all.

See your quote in 2-3 minutes

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Proactive home care
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Currently available in Texas & Virginia

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Hippo Insurance rated 4.6 stars by thousands

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Dedicated Hippo+ advisors

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Home insurance

Home insurance

Protection for major, unexpected events.

Proactive home care

Proactive home care

Seasonal services designed to help prevent costly repairs.

Warranty coverage

Warranty coverage

Repair or replacement for major systems and appliances.

Dedicated advisor

Dedicated advisor

One place to call for help with home issues.

Home protection,
personalized for your home.

Every home is different. Hippo+ lets you put your annual home care benefit toward the upkeep yours needs most – so small things get handled before they become big ones.

Seasonal preventive maintenance

Use your annual benefit of up to $400 toward preventive maintenance checks like:

Preseason HVAC Check
Preseason HVAC Check
Plumbing check
Plumbing check
Dryer vent cleaning
Dryer vent cleaning
Water heater inspection
Water heater check

Other home services

Use your annual benefit of up to $100 toward home care services like:

Gutter cleaning
Gutter cleaning
Window cleaning
Window cleaning
Pest control
Pest control
Tree trimming
Tree trimming
Carpet cleaning
Carpet cleaning
tools+6 more services

*View eligible services and benefit details

Because things break. We help you handle it.

Real situations homeowners face — and how Hippo+ helps you move forward.
Electrical issues

Electrical issues

Flickering lights, panel problems, or power disruptions? We’ll help you resolve it.

National average repair / replacement cost: $350–$1,342*
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
Air conditioning failure

Air conditioning failure

Middle of summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We’ll get a trusted pro out so you’re not left scrambling.

National average repair / replacement cost: $650-$1,500*
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
Water heater failure

Water heater failure

Cold showers. We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
Dishwasher failure

Dishwasher failure

Leaking, not draining, or not cleaning like it used to. We help you get it fixed or replaced without the hassle.

National average repair / replacement cost: $200–$1,200*
Electrical issues

Electrical issues

Flickering lights, panel problems, or power disruptions? We’ll help you resolve it.

National average repair / replacement cost: $350–$1,342*
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
Air conditioning failure

Air conditioning failure

Middle of summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We’ll get a trusted pro out so you’re not left scrambling.

National average repair / replacement cost: $650-$1,500*
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
Water heater failure

Water heater failure

Cold showers. We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
Dishwasher failure

Dishwasher failure

Leaking, not draining, or not cleaning like it used to. We help you get it fixed or replaced without the hassle.

National average repair / replacement cost: $200–$1,200*
Electrical issues

Electrical issues

Flickering lights, panel problems, or power disruptions? We’ll help you resolve it.

National average repair / replacement cost: $350–$1,342*
Getting the right help

Getting the right help

A dedicated home advisor helps you think through your options and guides you toward the right solution.

National average repair / replacement cost: Priceless
Air conditioning failure

Air conditioning failure

Middle of summer. AC stops working. We help coordinate service and guide you through next steps.

National average repair / replacement cost: $350-$5,955*
Refrigerator breakdown

Refrigerator breakdown

Groceries thawing. Weekend plans canceled. We’ll get a trusted pro out so you’re not left scrambling.

National average repair / replacement cost: $650-$1,500*
Roof leak

Roof leak

Hippo+ will help with covered storm damage and helps you manage the repair process.

National average repair / replacement cost: $3,500-$10,000*
Water heater failure

Water heater failure

Cold showers. We help you navigate repair or replacement options quickly.

National average repair / replacement cost: $604–$1,327*
Dishwasher failure

Dishwasher failure

Leaking, not draining, or not cleaning like it used to. We help you get it fixed or replaced without the hassle.

National average repair / replacement cost: $200–$1,200*

*Cost ranges are national averages based on actual project costs reported by unaffiliated third-party sources such as Angi and HomeAdvisor. Actual costs may vary based on your home, location, and specific repair needs.

*Cost ranges are national averages based on actual project costs reported by unaffiliated third-party sources such as Angi and HomeAdvisor. Actual costs may vary based on your home, location, and specific repair needs.

Pick your plan. Protect your home your way.

Choose the level of protection that fits your home and how you live.
AdvisorAdvisor
Headset

Dedicated Hippo+ advisors

Star

180-day workmanship guarantee

Basic

Basic

Essential coverage for major events, HVAC warranty protection, and proactive seasonal home care.
  • Comprehensive home insurance
  • HVAC warranty protection
Included with every package:
Proactive home care services
Dedicated Hippo+ advisors
180-day workmanship guarantee
Core

Core

Added protection for the major systems you rely on most - ideal for most homeowners.
  • Comprehensive home insurance
  • Warranty protection for major systems (e.g. HVAC, plumbing, electrical systems)
Included with every package:
Proactive home care services
Dedicated Hippo+ advisors
180-day workmanship guarantee
Most popular
Enhanced

Enhanced

Broader protection for major systems plus appliances, with added peace of mind for your home.
  • Comprehensive home insurance
  • Warranty protection for major systems (e.g. HVAC, plumbing, electrical systems)
  • Warranty protection for kitchen and laundry appliances
Included with every package:
Proactive home care services
Dedicated Hippo+ advisors
180-day workmanship guarantee

More options available, call your Hippo+ advisor at +1 877 557 6747

Real help from real people.

From quick questions to bigger issues, your dedicated advisor is just a call away.

Support beyond emergencies

Homeownership questions aren't always disasters. We're a quick call or chat away to advise & help.

Issue troubleshootingClaim supportEmergency guidance
Maintenance schedulingCoverage checkups
Issue troubleshootingClaim support
Emergency guidance
Maintenance scheduling
Coverage checkups

Dedicated home advisors

You know them, and they know you and your house, no more call center.

How can I help you?

Jamie

Jamie

...

One point of contact

Just one place to call, so you don't have to stress over finding the right provider.

phone

Schedule a call with your advisor right now.

Schedule a call with your advisor right now.

Homeowners Trust Hippo

Hippo Plus is our latest innovation, built on the trusted foundation of Hippo, backed by 2.6k+ reviews and with an average 4.6-star rating from thousands of customers across the country.

Dorian

“We received excellent customer service from Hippo Insurance. And we are very pleased with our Homeowner Policy. We would highly recommended Hippo Insurance to our family and friends.”

Mary

“So far I have had a great experience to switching to Hippo. Great customer service!”

Lorena

“Hippo insurance is very attentive. I have had other home owners insurances before but no one kept me more up-to-date with information like Hippo does. I appreciate them very much!”

Nelson

“Thus far I have been very pleased with my home insurance with Hippo. I find your focus on internet service to be a refreshing improvement over other providers. Keep up the good service!”

Dorian

“We received excellent customer service from Hippo Insurance. And we are very pleased with our Homeowner Policy. We would highly recommended Hippo Insurance to our family and friends.”

Mary

“So far I have had a great experience to switching to Hippo. Great customer service!”

Lorena

“Hippo insurance is very attentive. I have had other home owners insurances before but no one kept me more up-to-date with information like Hippo does. I appreciate them very much!”

Nelson

“Thus far I have been very pleased with my home insurance with Hippo. I find your focus on internet service to be a refreshing improvement over other providers. Keep up the good service!”

Customer testimonials reflect personal opinions of individuals not affiliated with Hippo and may refer to products and services that are not described herein. Please click here for additional legal notices.

Any questions?

Ask away – we're here to help.

Hippo Plus brings together three essential parts of home protection:

  • Homeowners insurance
  • Warranty coverage for major systems and appliances
  • Seasonal proactive home care. It's designed to help you protect against major unexpected events and stay ahead of everyday wear and tear.

Yes. We’ll help tailor your Hippo Plus plan based on your home and your preferences. You can adjust coverage, add extra services, and choose the protection level that works best for you.

Homeowners insurance helps protect against sudden, major events.

Hippo Plus builds on that by also including warranty coverage for major systems and appliances — like HVAC, plumbing, electrical, and kitchen appliances — plus seasonal proactive home care to help reduce bigger issues over time.

The best time is before something breaks. Hippo Plus helps you plan ahead—giving you insurance protection, repair support, and preventive services from day one.

Seasonal proactive home care includes scheduled services and designed to help you maintain your home throughout the year.

The goal is simple: address small issues before they become bigger ones.

Pricing varies based on your home's location, characteristics, and the coverage options you select. Start a quote to see pricing tailored to your home.

hippo+
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Privacy PolicyTerms and ConditionsLicensesCredit NoticeElectronic Transactions AgreementSecurity & Trust

2025 Hippo Holdings Inc.

This communication is intended only for residents of Texas and Virgina. The Hippo+ products referenced herein are not available in all states. References to "Hippo" generally refer to Hippo Analytics Inc. d/b/a Hippo Insurance Services, a licensed insurance agency authorized to place insurance on behalf of licensed (admitted) and surplus lines insurance carriers. In the state of Texas under TX Lic. No. 2213178 (TX Surplus Lines Agent Lic. No.2281091) and in the state of Virgina under VA Lic. No. 143809. Hippo is domiciled in Delaware with its principal place of business in California. "Hippo+" is a trademark of Hippo and or its affiliates. All rights reserved.

The homeowners insurance portion of Hippo+ is underwritten by Spinnaker Specialty Insurance Company (NAIC No. 17045) and is placed through the excess & surplus (E&S) lines market. Spinnaker Specialty Insurance Company is not a licensed insurance company in Texas or Virginia, and its policies and financial strength is not guaranteed by the applicable state guaranty fund. Policies issued by Spinnaker Specialty Insurance Company are subject to surplus lines tax, fees and surcharges in accordance with applicable law. Coverage, terms and rates may differ from policies issued by licensed insurers in Texas and Virginia. The home service plans (non-insurance) are issued in Texas by HomeSure of America, Inc., and in Virginia by HomeSure of Virgina, Inc. Claims administration for these plans is provided by Cinch Home Services, Inc., with repair and replacement services performed by independent service professionals. Proactive Home Care refers to the Cinch Home Services Membership provided and administered by Cinch Home Services, Inc., with services performed by independent service professionals. Nothing on this site alters the terms or conditions of any insurance policy. Insurance coverage, insurance coverage amounts, and non-insurance coverage and amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer's underwriting criteria, and may not be available in all states. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. Please read your policy for a complete description of coverage. The descriptions herein are for informational purposes only and do not provide a complete description or summary of coverage. The terms, conditions, coverages and premiums are determined only by a specific policy, if issued, and may vary state to state. This information is not intended as an offer of insurance or a solicitation for the purchase of insurance. Where available, insurance products remain subject to an application process and applicable underwriting and policy requirements. Insurance products might not be available in all states/jurisdictions. Insurance products may only be available from surplus lines insurers. All third-party trademarks and brand names belong to their respective owners.

hippo+
Privacy PolicyTerms and ConditionsLicensesCredit NoticeElectronic Transactions AgreementSecurity & Trust

© 2025 Hippo Holdings Inc.

This communication is intended only for residents of Texas and Virgina. The Hippo+ products referenced herein are not available in all states. References to "Hippo" generally refer to Hippo Analytics Inc. d/b/a Hippo Insurance Services, a licensed insurance agency authorized to place insurance on behalf of licensed (admitted) and surplus lines insurance carriers. In the state of Texas under TX Lic. No. 2213178 (TX Surplus Lines Agent Lic. No.2281091) and in the state of Virgina under VA Lic. No. 143809. Hippo is domiciled in Delaware with its principal place of business in California. "Hippo+" is a trademark of Hippo and or its affiliates. All rights reserved.

The homeowners insurance portion of Hippo+ is underwritten by Spinnaker Specialty Insurance Company (NAIC No. 17045) and is placed through the excess & surplus (E&S) lines market. Spinnaker Specialty Insurance Company is not a licensed insurance company in Texas or Virginia, and its policies and financial strength is not guaranteed by the applicable state guaranty fund. Policies issued by Spinnaker Specialty Insurance Company are subject to surplus lines tax, fees and surcharges in accordance with applicable law. Coverage, terms and rates may differ from policies issued by licensed insurers in Texas and Virginia. The home service plans (non-insurance) are issued in Texas by HomeSure of America, Inc., and in Virginia by HomeSure of Virgina, Inc. Claims administration for these plans is provided by Cinch Home Services, Inc., with repair and replacement services performed by independent service professionals. Proactive Home Care refers to the Cinch Home Services Membership provided and administered by Cinch Home Services, Inc., with services performed by independent service professionals. Nothing on this site alters the terms or conditions of any insurance policy. Insurance coverage, insurance coverage amounts, and non-insurance coverage and amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer's underwriting criteria, and may not be available in all states. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. Please read your policy for a complete description of coverage. The descriptions herein are for informational purposes only and do not provide a complete description or summary of coverage. The terms, conditions, coverages and premiums are determined only by a specific policy, if issued, and may vary state to state. This information is not intended as an offer of insurance or a solicitation for the purchase of insurance. Where available, insurance products remain subject to an application process and applicable underwriting and policy requirements. Insurance products might not be available in all states/jurisdictions. Insurance products may only be available from surplus lines insurers. All third-party trademarks and brand names belong to their respective owners.